Business Protection

To view the protection dvd, click here Businesses Protection Businesses may want to protect the key employees within their firm - perhaps the key salesperson, or the IT manager without whom the business will not function properly.
Keyperson protection can provide a fixed sum should the individual be unable work, or even die.

The benefit will be designed to cover the firm's expenses in meeting any emergency costs, recruiting a replacement employee and protecting the future of the business. Similarly, if a key shareholder was to pass away, the firms remaining shareholders or directors may want to purchase the deceased's shares from their estate promptly to maintain control of their business When considering risk within your business ask yourself the following questions

Who are the most important people in your company?

Which people are key to the profitability of the company and why?

Looking at each person, If they died or became seriously ill: Would sales be lost?

Would customer confidence be affected? Would useful contacts be lost?

Would bank loans be recalled or further finance be difficult to obtain? Would product development/design be lost or restricted?

Would their administration or management contribution be missed? Would there be any employee relationship consequences?

If you are concerned about any of the above issues that may affect your businesss please enquire further.

Business Clients

Business Protection
To view the protection dvd, click here Businesses Protection Businesses may want to protect the key employees within their firm - perhaps the key salesperson, or the IT manager without whom the business will not function properly.
Retirement Planning
Raising Capital

Private Clients

Protection
Protecting you and your family's financial future: from financial hardship in the event of death or illness is the very cornerstone of financial planning.
Retirement
Are you prepared for the longest holiday of your life?
Investment
An Introduction to Investment Getting Started How to Build an Outstanding Investment Portfolio There are many reasons for investing and no two people hold the same objectives.
Savings
Savings We all recognise that it is sensible to save a part of our income on a regular basis, to achieve a short or long term plan.
Mortgages
Oyster Mortgages Clear, Up to date and Fair Are you concerned about how the credit crunch may affect you? Will your mortgage costs be higher when your rate comes to an end?
Inheritance Tax
Inheritance tax planning

Are you liable to Inheritance Tax?