Our Services >Private Clients >Mortgages

Oyster Mortgages

Clear, Up to date and Fair

Are you concerned about how the credit crunch may affect you?

Will your mortgage costs be higher when your rate comes to an end?

Will you be able to borrow as much as you think?

How do you find the best deal in the maze of mortgages?

These are valid questions in the current mortgage climate we are facing.

At Oyster IFA's Ltd we pride ourselves in working closely with the Financial Services Authority to ensure that you are treat fairly.

we work closely with you to understand your needs and we provide you with professional advice.

You won’t be surprised to hear that at present, lenders are changing their rates and criteria every day.

It is a difficult task ahead so let us do the legwork for you and identify the best deal for your circumstances.

All of our advisers are fully qualified experts, and are here to provide you with straight forward, independent advice on the best range of mortgages to suit your individual needs from the whole of the market.

We also provide advice on life assurance, income protection and property insurance so that you can protect what’s important to you and ensure that you have a fully protected mortgage.

So whether you are a first time buyer, moving home, re mortgaging for a better deal or looking for specialist advice, we can help.

Oyster IFA's Mortgage services- treating our customers fairly.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

The Financial Services Authority does not regulate taxation advice, will writing, debt consolidation, business risk and some forms of savings and mortgages.

Oyster Independent Financial Advisers Limited's registered address is: Media House 63 Wostenholm Road Nether Edge Sheffield S7 1LE. Registered in England: 583115

Oyster Independent Financial Advisers Limited is authorised and regulated by the The Financial Services Authority. The Financial Services Authority does not regulate taxation and trust advice and personal finance.

Oyster Independent Financial Advisers Limited is entered in the Financial Services Authority register and the registration number is 453876. www.fsa.gov.uk/register

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

There may be a fee for Mortgage advice, the precise amount will depend upon your circumstances but we charge a maximum fee of £395, more typically £195 on top of any commission we may receive.

The tax relief's referred to throughout this Internet site are those currently applying in the United Kingdom to UK Tax Residents. These tax reliefs are liable to change. The value of any tax relief available will depend upon the individual circumstances of the taxpayer.